Jump to content


Photo

What do you know about the financial world?


  • Please log in to reply
290 replies to this topic

#41 QueenofHearts

QueenofHearts

    Sergeant

  • Members
  • PipPipPipPipPipPip
  • 283 posts
  • Coat of arms
  • Bronze Spy

Posted 13 February 2016 - 07:38 PM

So the real question is, does the benefit of having higher wages for hired employees outweigh the cost of the amount fired because of the minimum wage? The answer is no, illustrated by Deadweight loss

Well Moriarty we are friends and I am going to keep this friendly. You are reading texts. You seem to have little or no real life experience, but you are a smart guy. All people have basic needs. They need food and shelter or they become street people and unemployable. Some have mental illnesses that also makes them difficult to manage. Not all people are born with the ability to understand complex concepts, set goals and achieve independence. They cannot bargain for wages as they have no marketable skills with which to bargain. So this is why we need government intervention. For a lot of reasons that I have defined above. Maybe your professor and classmates will laud you for such a precise examination of the minimum wage, but this will change. Can you apply your same premise to the Australian minimum wage that is near 15.00? 

 

Koko we can't all just get along as the middle class is getting downsized constantly. We may as well be migrant corporate workers. Buy a house, get the kids settled in good schools, the wife has a job and then corporate says we are opening a new office in Utah and if you say no you are done. So you pack up start all over again and 5 years or less they are bought out. Your job is gone and you have a home, two car payments kid's getting ready to go to college and no money and you're in Utah. 

 

So your choices are move again. Stay and hope you can find a job and most likely end up with a 20% paycut and work a part time job at night. Never seeing your wife and kids. Worse yet she has an unexpected pregnancy and has to quit her job because the United States doesn't offer maternity leave over 6 weeks and the kids have to sign loans to go to college. That my friends is "The Real World." The one we live in that is not in a economics book. 

 

Moriarty what do you intend on doing with your degree? Go on to get and MBA? Go to work for Wall Street? Work in Silicon Valley? Do you think my scenario can't happen to you? What if you get a girl pregnant? Abortion or drop out of school to support her and the kid? Suppose you find out you have a disease or an accident that will take it all away. Life is not perfect and some people have a hard time making it month to month. What is it like in your world?

 

Astros if you could tell the President to change something that you don't agree with in regards to economic policy what might that be? How should we make it more conservative?


Edited by QueenofHearts, 13 February 2016 - 07:45 PM.

Queenbee


#42 Fairway

Fairway

    General

  • Junior Tournament Management
  • 2,240 posts
  • Coat of arms
  • Gold Scout

Posted 13 February 2016 - 07:56 PM

Well Moriarty we are friends and I am going to keep this friendly. You are reading texts. You seem to have little or no real life experience, but you are a smart guy. All people have basic needs. They need food and shelter or they become street people and unemployable. Some have mental illnesses that also makes them difficult to manage. Not all people are born with the ability to understand complex concepts, set goals and achieve independence. They cannot bargain for wages as they have no marketable skills with which to bargain. So this is why we need government intervention. For a lot of reasons that I have defined above. Maybe your professor and classmates will laud you for such a precise examination of the minimum wage, but this will change. Can you apply your same premise to the Australian minimum wage that is near 15.00? 

 

Koko we can't all just get along as the middle class is getting downsized constantly. We may as well be migrant corporate workers. Buy a house, get the kids settled in good schools, the wife has a job and then corporate says we are opening a new office in Utah and if you say no you are done. So you pack up start all over again and 5 years or less they are bought out. Your job is gone and you have a home, two car payments kid's getting ready to go to college and no money and you're in Utah. 

 

So your choices are move again. Stay and hope you can find a job and most likely end up with a 20% paycut and work a part time job at night. Never seeing your wife and kids. Worse yet she has an unexpected pregnancy and has to quit her job because the United States doesn't offer maternity leave over 6 weeks and the kids have to sign loans to go to college. That my friends is "The Real World." The one we live in that is not in a economics book. 

 

Moriarty what do you intend on doing with your degree? Go on to get and MBA? Go to work for Wall Street? Work in Silicon Valley? Do you think my scenario can't happen to you? What if you get a girl pregnant? Abortion or drop out of school to support her and the kid? Suppose you find out you have a disease or an accident that will take it all away. Life is not perfect and some people have a hard time making it month to month. What is it like in your world?

 

Astros if you could tell the President to change something that you don't agree with in regards to economic policy what might that be? How should we make it more conservative?

Well I will give my input on the minimum wage part. If we higher it to 15.00, then some jobs will become extinct and more people will be jobless. Like back in the olden days when people pumped your gas for you at the gas station. Well as minimum wage became higher, those jobs were no longer existing because it was too much pay to do such a simple job. And it put those people out of work, even if only temporary. So if we higher it to 15.00, what other jobs will go next? Waiters/waitresses, store workers, what? If you ask me 15.00 per hour for those job is too much.

 

*I have NO real 'life experience' but I sure do have my opinions.


Edited by Fairway, 13 February 2016 - 07:58 PM.

I'm always a winner- win or lose the game. I take my mistakes and learn from them!

#43 QueenofHearts

QueenofHearts

    Sergeant

  • Members
  • PipPipPipPipPipPip
  • 283 posts
  • Coat of arms
  • Bronze Spy

Posted 13 February 2016 - 08:27 PM

Do your classes discuss the impact of ZIRP and money printing? After all that is the only two options The Fed has in its toolbox. Why do we need The Fed? Why should our treasury borrow our own currency? Was there a justification to protect the banks at the expense of the taxpayers? Do the text books state that money printing is a form a stealth taxation?

 

My parents were able to put their money in the bank and through compound interest double their money over a period of time that has decreased to never. Now the average American has no pension and is forced to put their 401k or IRA savings (if they have one) into a volatile stock market that they do not understand.

 

Banks all over the world are going into negative interest rates. They function only as loan centers, but walk into a bank and ask for a loan and promise to pay them back in 5 years because you got behind financially and need a bridge loan to keep up payments. They will laugh at you and send you across the street to the Payday loan store that in some states are allowed to prey on the weak with interest rates you can never repay upwards of 200%.

 

No look at Bankrate.com that can show you all the Credit Cards that are once again being offered at 0% interest for 6-18 months. Then bam 18.99%. Best Buy that will sell you a home theater for no payments for two years. They are hoping you don't pay any of it as they can then charge you 25% interest on the unpaid balance. I have seen car dealers who say they will pay the first six payments on a new car or lease, but they are just adding it to the back end of the loan. Cars used to be borrowed at 36-48 months. Now it is 60-72 months. This is all predatory lending and affects the least intelligent and gullible people. A lot of people fall into this trap. How about a free iPhone from Verizon that is not free at all, but added to your monthly bill over 2 years. Now your cell phone bill is 150.00/month.

 

We are borrowing forward the future. In two years you will want the next best thing. You will lease a car so that you can give it back in three years and get a new one, but that debt obligation doesn't go away if you lose your job and many Americans cannot afford to miss more that one paycheck. Young people are not having children and that is very bad for the baby boomers who need their income to support them in old age that is nearing 80. Tell someone who is collecting Social Security that it is a socialist program and their standard of living is supported by the government and they will deny it.

 

Don't vote for Bernie he is a socialist. He'll tax us into oblivion and then we'll be like Europe. Well we have a lot of Europeans who play Stratego and I don't hear them complaining. All government redistribution of wealth is some form of socialism. Even the MIC needs more money every year. Obama's 2016 their budget allots the MIC 650 billion and with cost overruns who knows. Just keep adding zeros to their accounts. How can we possibly afford to bail out the banks again?                                                                                  


  • Midnightguy likes this

Queenbee


#44 astros

astros

    Major

  • Members
  • PipPipPipPipPipPipPipPipPip
  • 1,224 posts
  • Coat of arms
  • Platinum Scout

Posted 13 February 2016 - 08:33 PM

I would reduce the scale of social security significantly. Life expectancy has increased 15 years since implementation and the minimum age for social security has gone up 5 years. I would increase the age minimum and reduce the number of people getting benefits. I would also want Congress to be unable to touch the money set aside for social security.

I would prefer a guaranteed minimum income plan with expectations to perform community service, look for a job, be employed or increase one's education. This would combat poverty better than a minimum wage increase.

I would limit the tuition for state schools.

I would regulate the Fed be more predictable when they change interest rates.

Overall, I would cut a lot of government spending starting with the military.

Edited by astros, 13 February 2016 - 08:36 PM.

  • QueenofHearts likes this
3 - 0

#45 QueenofHearts

QueenofHearts

    Sergeant

  • Members
  • PipPipPipPipPipPip
  • 283 posts
  • Coat of arms
  • Bronze Spy

Posted 13 February 2016 - 10:33 PM

I would reduce the scale of social security significantly. Life expectancy has increased 15 years since implementation and the minimum age for social security has gone up 5 years. I would increase the age minimum and reduce the number of people getting benefits. I would also want Congress to be unable to touch the money set aside for social security.

I would prefer a guaranteed minimum income plan with expectations to perform community service, look for a job, be employed or increase one's education. This would combat poverty better than a minimum wage increase.

I would limit the tuition for state schools.

I would regulate the Fed be more predictable when they change interest rates.

Overall, I would cut a lot of government spending starting with the military.

My question to Astros was "Astros if you could tell the President to change something that you don't agree with in regards to economic policy what might that be?"

So for the sake of argument let us take this point by point because I agree with him.

 

Social Security is a what is politically referred to as "the third rail." Old people vote. So Congress must first agree on raising the age limit to collecting full Social Security to let's say 70. Early retirement at 67. The sponsor of the bill would never get it to the floor for a vote as The Speaker would never let that happen and that is reality. Anyone who voted for the bill would be touching the third rail. If you don't know what the Third Rail is, it is the rail under a train or subway that carries the electricity. This means they will get fried in the next election. Not one person running in the primaries is advocating this. Even mention this idea and they would guarantee defeat, but I agree with Astros in that we need to do something.

 

This increase in minimum income would come from the government or employers?

I agree we need to combat poverty, but the only way to raise the impoverished is with other people's money. Unless someone knows another way. Again I think he and I agree.

 

Limit public school tuition is another great idea, but what happened to free market forces? Do they not dictate the price of a college education? Would then the teachers in public schools be paid less? No Tenure? Pension? Who is going to cover the shortfall? I have another idea and it is not well thought out, but eliminate college loans. That will bring the price down across the board. Also employers may start to see public education as far less valuable than a public one. Or how about since student loans seem easy to attain let's allow students again to discharge them in bankruptcy. Bernie's free education will not happen. I like Bernie and I feel the Bern, but America is not ready for change.

 

Regulate the Fed. Who will do that? Doesn't Yellen spend days testifying in front of Congressional morons who really don't understand synthetic CDO's? Who will regulate them the SEC? I am all for abolishing the Fed, but again we are adding more regulations and The Fed is a private banking cabal and you would be more likely to rob Fort Knox than get into their hallowed halls. Anyone ever read "The Creature from Jekyll Island" or Ron Paul's "End the Fed?" So I am once again right there with you. The Fed doesn't ask Congress what interest rates should be, they dictate them to Congress. They use interest rates as a means of loosening lending or slowing it down. People on Wall Street act and overreact to every word Janet Yellen says.

 

Finally we come to cutting the military. The MIC has spread itself all over the US and is in nearly every congressional district. No Congressman can be seen to be weak on crime or cutting the budget of Lockheed Martin, Northrup Grumman and Boeing etc. I am in complete agreement with Astros, but the POTUS cannot cut military spending with an executive order. He could be impeached. Many Americans will lose high paying jobs with a cut in military spending. May those who are religious pray for the POTUS that is sitting in the White House when eventually an Islamic Terrorist sets off a nuke in Manhattan on his way to paradise.

 

I've said this before in other topics the Republican Party was co opted by the Christian Religious Right and they are waiting for Jesus and Armageddon. They want a clash of civilizations. God is on our side.

 

Let the record reflect that I agree with Astros on all his points. So I must be a Conservative. Also I am not affiliated with any political party so I cannot vote in the Florida primaries.


Queenbee


#46 Fairway

Fairway

    General

  • Junior Tournament Management
  • 2,240 posts
  • Coat of arms
  • Gold Scout

Posted 13 February 2016 - 10:47 PM

So I must be a Conservative. 

If you donated to Bernie Sanders's campaign, you are anything but a conservative.

 

#justsayin


I'm always a winner- win or lose the game. I take my mistakes and learn from them!

#47 astros

astros

    Major

  • Members
  • PipPipPipPipPipPipPipPipPip
  • 1,224 posts
  • Coat of arms
  • Platinum Scout

Posted 13 February 2016 - 10:58 PM

My question to Astros was "Astros if you could tell the President to change something that you don't agree with in regards to economic policy what might that be?"

So for the sake of argument let us take this point by point because I agree with him.

 

Social Security is a what is politically referred to as "the third rail." Old people vote. So Congress must first agree on raising the age limit to collecting full Social Security to let's say 70. Early retirement at 67. The sponsor of the bill would never get it to the floor for a vote as The Speaker would never let that happen and that is reality. Anyone who voted for the bill would be touching the third rail. If you don't know what the Third Rail is, it is the rail under a train or subway that carries the electricity. This means they will get fried in the next election. Not one person running in the primaries is advocating this. Even mention this idea and they would guarantee defeat, but I agree with Astros in that we need to do something.

 

This increase in minimum income would come from the government or employers?

I agree we need to combat poverty, but the only way to raise the impoverished is with other people's money. Unless someone knows another way. Again I think he and I agree.

 

Limit public school tuition is another great idea, but what happened to free market forces? Do they not dictate the price of a college education? Would then the teachers in public schools be paid less? No Tenure? Pension? Who is going to cover the shortfall? I have another idea and it is not well thought out, but eliminate college loans. That will bring the price down across the board. Also employers may start to see public education as far less valuable than a public one. Or how about since student loans seem easy to attain let's allow students again to discharge them in bankruptcy. Bernie's free education will not happen. I like Bernie and I feel the Bern, but America is not ready for change.

 

Regulate the Fed. Who will do that? Doesn't Yellen spend days testifying in front of Congressional morons who really don't understand synthetic CDO's? Who will regulate them the SEC? I am all for abolishing the Fed, but again we are adding more regulations and The Fed is a private banking cabal and you would be more likely to rob Fort Knox than get into their hallowed halls. Anyone ever read "The Creature from Jekyll Island" or Ron Paul's "End the Fed?" So I am once again right there with you. The Fed doesn't ask Congress what interest rates should be, they dictate them to Congress. They use interest rates as a means of loosening lending or slowing it down. People on Wall Street act and overreact to every word Janet Yellen says.

 

Finally we come to cutting the military. The MIC has spread itself all over the US and is in nearly every congressional district. No Congressman can be seen to be weak on crime or cutting the budget of Lockheed Martin, Northrup Grumman and Boeing etc. I am in complete agreement with Astros, but the POTUS cannot cut military spending with an executive order. He could be impeached. Many Americans will lose high paying jobs with a cut in military spending. May those who are religious pray for the POTUS that is sitting in the White House when eventually an Islamic Terrorist sets off a nuke in Manhattan on his way to paradise.

 

I've said this before in other topics the Republican Party was co opted by the Christian Religious Right and they are waiting for Jesus and Armageddon. They want a clash of civilizations. God is on our side.

 

Let the record reflect that I agree with Astros on all his points. So I must be a Conservative. Also I am not affiliated with any political party so I cannot vote in the Florida primaries.

Public schools receive funding from the state. You could start by cutting athletic programs and the salaries of administrators. U of I is 30,000 in state while Minnesota Duluth is 12,000. It is possible to make cuts and eliminate excess.

 

I am aware of why social security will not be changed, but that is my proposal. I would even raise the minimum age beyond 70.

 

Congress could mandate how much the Fed is allowed to change interest rates by, this would help some.

 

POTUS might not be able to change the military budget, this was another general suggestion. We could cut out military budget by 1/8 and still have the largest military. With our nuclear abilities we are never under threat of invasion, so further cuts would be fine.


3 - 0

#48 Moriarty

Moriarty

    Major

  • Members
  • PipPipPipPipPipPipPipPipPip
  • 1,178 posts
  • Coat of arms
  • Gold Colonel

Posted 13 February 2016 - 11:05 PM

Way to go in placing 5 points in one paragraph. I'm lost in the argument. Are we talking about minimum wage or not?


I have no idea what that thing under my avatar is. I've always liked stickers

#49 QueenofHearts

QueenofHearts

    Sergeant

  • Members
  • PipPipPipPipPipPip
  • 283 posts
  • Coat of arms
  • Bronze Spy

Posted 13 February 2016 - 11:08 PM

Keep up!


Queenbee


#50 QueenofHearts

QueenofHearts

    Sergeant

  • Members
  • PipPipPipPipPipPip
  • 283 posts
  • Coat of arms
  • Bronze Spy

Posted 13 February 2016 - 11:14 PM

Astros I am self sufficient. I want Bernie to go after Wall Street. All the rest is just pie in the sky. I want the Fed reigned in and I want these unregulated exotic debt instruments made illegal. I want an SEC that has teeth and can go toe to toe with JPM and GS. If Australia can have a minimum wage of 15.00 we can at least have 10.00. Social Security age must be higher. Military spending needs to take a cut as well.


Queenbee


#51 QueenofHearts

QueenofHearts

    Sergeant

  • Members
  • PipPipPipPipPipPip
  • 283 posts
  • Coat of arms
  • Bronze Spy

Posted 14 February 2016 - 05:46 AM

Here is another thing that is missing from this conversation. Europeans. Young Americans seem gravitated towards Bernie Sanders. I wonder do any Europeans would prefer the American financial system over you own. Would you prefer a private healthcare system like America to your own. Would anyone like the option of saving for their own future and opt out of Social Security and Medicare? Do any Americans resent all the money that comes out of their check to pay for older Americans who are wealthy with pensions and living to 100? What about all the costs of keeping them alive with Medicare? What do you think?

 

Astros I think I can donate to any party and any candidate and still have conservative leanings. I don't like Trump or Cruz, but I would vote for Kasich over Hillary. I honestly think she will pound Bernie in the South.


Queenbee


#52 Gaius Marius

Gaius Marius

    Lieutenant

  • Members
  • PipPipPipPipPipPipPip
  • 599 posts
  • Coat of arms
  • Platinum Colonel

Posted 14 February 2016 - 09:38 AM

Here is another thing that is missing from this conversation. Europeans. Young Americans seem gravitated towards Bernie Sanders. I wonder do any Europeans would prefer the American financial system over you own. Would you prefer a private healthcare system like America to your own. Would anyone like the option of saving for their own future and opt out of Social Security and Medicare? Do any Americans resent all the money that comes out of their check to pay for older Americans who are wealthy with pensions and living to 100? What about all the costs of keeping them alive with Medicare? What do you think?

 

Astros I think I can donate to any party and any candidate and still have conservative leanings. I don't like Trump or Cruz, but I would vote for Kasich over Hillary. I honestly think she will pound Bernie in the South.

America, the once great nation of isolationism has now got the euro fever.  The liberals have been hard at work in the classroom, brainwashing the youth to join their cause.  The great weapon of political correctness has been unleashed.  A curtain of self-consciousness has descended over America.  We once did not want to be like Europe with all their wars and nationalism.  Although we certainly had our manifest destiny (it was more of an adventurous imperialism, rather than purely nationalistic like Europe).  The youth, having no more pro-America classes, but are rather taught with an emphases on exploring other cultures, have stumbled upon European Socialism.  Having a bachelors of history, with a legal studies and economics minor, I have enjoyed exploring European history.  A great quote from the communist era was "Give us the child for eight years, and he will be a socialist forever!"  This is alive and well in the minds of my fellow youth.  I remember Atheists and liberals trying to make me feel uncomfortable for my views on religion and America, it even worked for a period of time.  I think the great flaw of our youth is the political correctness that stalls any progress towards a correct world view.  The youth in general tends to be more optimistic and passion filled because they have not been decimated by life yet.  This misguided, naive, and idealistic group has become fixated upon Sen. Bernie Sanders.  Of course the adults know that his policies will not work, but the youth don't really look too far into his policies, but rather like that voting for him makes them feel good about themselves (after all everyone will get more free stuff).  As for your question on pensions.  No I don't resent old people getting what was promised to them, after all I never bought into the liberal smear tactic that is making old people look out of touch and unworthy of their fortune.  I prefer learning from the elderly.  After all they did not have computers or social media.  Can we really blame them for believing some of the stuff they believe.  Also why be mad at the costs of keeping them alive via my medicare money.  Obama and the liberals think healthcare should be available for everyone.  Not really humanistic to decide old people should just die already.  (Although convenient to kill off a lot of old white conservative voters).  Gauis why do you hate Obamacare you ask?  Well when my grandmother saved 1,000's of dollars during her life and she finds out a test that she needs is not covered by her healthcare but she could just pay out of pocket, but then the government tells her they will put a demerit on her doctors record because they don't agree with the practice of letting someone of her age pay for it out of pocket, that is euthanasia.  America has the problem of being lazy, entitled, arrogant, and misguided.  That's why someone like Bernie, pie-in-the-sky Sanders is even in the discussion.


"Everyone pities the weak, jealousy you have to earn."


#53 Gaius Marius

Gaius Marius

    Lieutenant

  • Members
  • PipPipPipPipPipPipPip
  • 599 posts
  • Coat of arms
  • Platinum Colonel

Posted 14 February 2016 - 09:44 AM

Do your classes discuss the impact of ZIRP and money printing? After all that is the only two options The Fed has in its toolbox. Why do we need The Fed? Why should our treasury borrow our own currency? Was there a justification to protect the banks at the expense of the taxpayers? Do the text books state that money printing is a form a stealth taxation?

 

My parents were able to put their money in the bank and through compound interest double their money over a period of time that has decreased to never. Now the average American has no pension and is forced to put their 401k or IRA savings (if they have one) into a volatile stock market that they do not understand.

 

Banks all over the world are going into negative interest rates. They function only as loan centers, but walk into a bank and ask for a loan and promise to pay them back in 5 years because you got behind financially and need a bridge loan to keep up payments. They will laugh at you and send you across the street to the Payday loan store that in some states are allowed to prey on the weak with interest rates you can never repay upwards of 200%.

 

No look at Bankrate.com that can show you all the Credit Cards that are once again being offered at 0% interest for 6-18 months. Then bam 18.99%. Best Buy that will sell you a home theater for no payments for two years. They are hoping you don't pay any of it as they can then charge you 25% interest on the unpaid balance. I have seen car dealers who say they will pay the first six payments on a new car or lease, but they are just adding it to the back end of the loan. Cars used to be borrowed at 36-48 months. Now it is 60-72 months. This is all predatory lending and affects the least intelligent and gullible people. A lot of people fall into this trap. How about a free iPhone from Verizon that is not free at all, but added to your monthly bill over 2 years. Now your cell phone bill is 150.00/month.

 

We are borrowing forward the future. In two years you will want the next best thing. You will lease a car so that you can give it back in three years and get a new one, but that debt obligation doesn't go away if you lose your job and many Americans cannot afford to miss more that one paycheck. Young people are not having children and that is very bad for the baby boomers who need their income to support them in old age that is nearing 80. Tell someone who is collecting Social Security that it is a socialist program and their standard of living is supported by the government and they will deny it.

 

Don't vote for Bernie he is a socialist. He'll tax us into oblivion and then we'll be like Europe. Well we have a lot of Europeans who play Stratego and I don't hear them complaining. All government redistribution of wealth is some form of socialism. Even the MIC needs more money every year. Obama's 2016 their budget allots the MIC 650 billion and with cost overruns who knows. Just keep adding zeros to their accounts. How can we possibly afford to bail out the banks again?                                                                                  

I didn't read all of this, just the part about predatory lending, car loans, and interest.  I have a car loan for 72 months and actually it was a very good decision.  I have a 2.3% interest rate for 6 years.  That's lower than inflation for most years.  That way I can keep my money making 15% in my mutual funds rather then put it into paying off my car.  This way I improve the future value of my money.  If people dont do their homework on loans and get taken to the cleaners.  Oh well.  That's their own fault. 


"Everyone pities the weak, jealousy you have to earn."


#54 QueenofHearts

QueenofHearts

    Sergeant

  • Members
  • PipPipPipPipPipPip
  • 283 posts
  • Coat of arms
  • Bronze Spy

Posted 15 February 2016 - 07:00 AM

@Gaius

 

Good for you on making your financial life work for you. I would bet there are many stories of people who could not be insured for any price and the ACA saved their lives. There is no right and wrong to it. Everything in life is relative just as coins have two sides. Many people in this world are not particularly smart or struggle with mental illness. Many have no money left over to save, but hey that is their own fault. They chose to be sick, misguided and idealistic. Many people live in socialist countries. They didn't choose it. That is where they were born. Many are so unlucky that they have relatively little if any shelter and food. They have no access to healthcare.

You claimed that America has the problem of being lazy, entitled, arrogant, and misguided. That is a sad view of your neighbors. I think Americans are a great people who are strong, work hard, generous and bright. Sometimes life just doesn't break in their favor.


Queenbee


#55 QueenofHearts

QueenofHearts

    Sergeant

  • Members
  • PipPipPipPipPipPip
  • 283 posts
  • Coat of arms
  • Bronze Spy

Posted 15 February 2016 - 07:05 AM

I would still like to hear from Europeans if they would trade their financial system and social safety nets for the Americans form.


Queenbee


#56 Lonello

Lonello

    Colonel

  • Moderators
  • 1,709 posts
  • Coat of arms
  • Platinum Spy

Posted 15 February 2016 - 11:22 AM

I would still like to hear from Europeans if they would trade their financial system and social safety nets for the Americans form.

 

We would not. Most certainly not. All we're seeing from the US is about castles of homes with a big lawn (pretty much every tv-series is set up like that), then on the other side getto's where people are constantly killing eachother ('white & black trash' performing in just the crime series).

 

In those getto's the good people are having 3 jobs but still can't make it to the end of the month. Children there only grow up to be the next 'trash' with the poor education system and all.  No perspective whatsoever on 'the American dream' which is exactly why they (if at all) start to vote Sanders and Trump.

 

My country is superb where this is concerned as we do prevent youngsters from getting on the wrong path by providing them opportunities. Prevention is everything. France is much more like the US. Getto's in the suburbs, causing the Paris shootings these last couple of months. Presented with no future, people radicalize and start wishing to be some hero by killing the lot.

 

Taking things more to the financial world however, I do not agree with my fellow-European Napoleon it are not the poorest who are going to have to pay the bill. He said they do not have loans or savings, so do not need to fear anything. That is wrong. They now spend the majority of their earnings on food alone. Food prices will hyperinflate when this economic bomb drops. The very poor will need to spend over 100% of their earnings just on food next. In the end this will cause major misery for the poorest on the world.


Lo

#57 Gaius Marius

Gaius Marius

    Lieutenant

  • Members
  • PipPipPipPipPipPipPip
  • 599 posts
  • Coat of arms
  • Platinum Colonel

Posted 15 February 2016 - 06:48 PM

@Gaius

 

Good for you on making your financial life work for you. I would bet there are many stories of people who could not be insured for any price and the ACA saved their lives. There is no right and wrong to it. Everything in life is relative just as coins have two sides. Many people in this world are not particularly smart or struggle with mental illness. Many have no money left over to save, but hey that is their own fault. They chose to be sick, misguided and idealistic. Many people live in socialist countries. They didn't choose it. That is where they were born. Many are so unlucky that they have relatively little if any shelter and food. They have no access to healthcare.

You claimed that America has the problem of being lazy, entitled, arrogant, and misguided. That is a sad view of your neighbors. I think Americans are a great people who are strong, work hard, generous and bright. Sometimes life just doesn't break in their favor.

Well my friends and colleagues consider what you just typed as "making excuses."  Maybe you should come work with me.  I see the worst society has to offer on a daily bases.  Life or death decisions are made on the daily for some of my coworkers.  It almost sounds like your running for president with that response.  People are at their most base, a cruel, self-centered, violent, and cut-throat being.  I do agree circumstance plays a big part in ones success.  That's why I believe in a safety net, problem is people in this country don't use the safety net for a few months, they use it for a life time.  If a lion is too weak to hunt, the herd does not have an intervention and bring them meat, they let them die.  If your a true atheist then you believe in natural selection.  I cant understand why atheists believe in natural selection and evolution but yet keep feeding and providing for lazy people that have now learned a way of survival.  It seems common sense that we should use "tough love" on these people and teach them to help themselves rather than just give them stuff.    


"Everyone pities the weak, jealousy you have to earn."


#58 Gaius Marius

Gaius Marius

    Lieutenant

  • Members
  • PipPipPipPipPipPipPip
  • 599 posts
  • Coat of arms
  • Platinum Colonel

Posted 15 February 2016 - 06:53 PM

We would not. Most certainly not. All we're seeing from the US is about castles of homes with a big lawn (pretty much every tv-series is set up like that), then on the other side getto's where people are constantly killing eachother ('white & black trash' performing in just the crime series).

 

In those getto's the good people are having 3 jobs but still can't make it to the end of the month. Children there only grow up to be the next 'trash' with the poor education system and all.  No perspective whatsoever on 'the American dream' which is exactly why they (if at all) start to vote Sanders and Trump.

 

My country is superb where this is concerned as we do prevent youngsters from getting on the wrong path by providing them opportunities. Prevention is everything. France is much more like the US. Getto's in the suburbs, causing the Paris shootings these last couple of months. Presented with no future, people radicalize and start wishing to be some hero by killing the lot.

 

Taking things more to the financial world however, I do not agree with my fellow-European Napoleon it are not the poorest who are going to have to pay the bill. He said they do not have loans or savings, so do not need to fear anything. That is wrong. They now spend the majority of their earnings on food alone. Food prices will hyperinflate when this economic bomb drops. The very poor will need to spend over 100% of their earnings just on food next. In the end this will cause major misery for the poorest on the world.

What country are you from?


"Everyone pities the weak, jealousy you have to earn."


#59 astros

astros

    Major

  • Members
  • PipPipPipPipPipPipPipPipPip
  • 1,224 posts
  • Coat of arms
  • Platinum Scout

Posted 15 February 2016 - 07:15 PM

Well my friends and colleagues consider what you just typed as "making excuses."  Maybe you should come work with me.  I see the worst society has to offer on a daily bases.  Life or death decisions are made on the daily for some of my coworkers.  It almost sounds like your running for president with that response.  People are at their most base, a cruel, self-centered, violent, and cut-throat being.  I do agree circumstance plays a big part in ones success.  That's why I believe in a safety net, problem is people in this country don't use the safety net for a few months, they use it for a life time.  If a lion is too weak to hunt, the herd does not have an intervention and bring them meat, they let them die.  If your a true atheist then you believe in natural selection.  I cant understand why atheists believe in natural selection and evolution but yet keep feeding and providing for lazy people that have now learned a way of survival.  It seems common sense that we should use "tough love" on these people and teach them to help themselves rather than just give them stuff.    

It goes both ways. I personally have been very fortunate and have had many opportunities to succeed. I have worked hard and taken advantage of the opportunities I have been given. For someone with my background it is easy to say that hard work will lead to success. However, not everyone is fortunate. Lots of people come from disadvantageous backgrounds. While it is possible to overcome being poor or sick, it requires a lot more effort and luck to do so.

 

From a purely logical and emotionless standpoint, ensuring that people are not starving and living on the streets is good for me because it creates societal stability. When the masses are poor and unhappy it leads to upheaval, look at Russia in 1917 or the French revolution.


3 - 0

#60 Gaius Marius

Gaius Marius

    Lieutenant

  • Members
  • PipPipPipPipPipPipPip
  • 599 posts
  • Coat of arms
  • Platinum Colonel

Posted 15 February 2016 - 07:24 PM

It goes both ways. I personally have been very fortunate and have had many opportunities to succeed. I have worked hard and taken advantage of the opportunities I have been given. For someone with my background it is easy to say that hard work will lead to success. However, not everyone is fortunate. Lots of people come from disadvantageous backgrounds. While it is possible to overcome being poor or sick, it requires a lot more effort and luck to do so.

 

From a purely logical and emotionless standpoint, ensuring that people are not starving and living on the streets is good for me because it creates societal stability. When the masses are poor and unhappy it leads to upheaval, look at Russia in 1917 or the French revolution.

And when society is entitled, lazy, and corrupt it leads to collapse.  Look at the roman empire.  The entire city of Rome did not even work at the collapse.


"Everyone pities the weak, jealousy you have to earn."





0 user(s) are reading this topic

0 members, 0 guests, 0 anonymous users